About the job
Role Purpose:
To evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies.
Responsibilities:
· Continuously assess own performance, seek timely and clear feedback and request training where appropriate
· Knowledge of Credit Systems
· Responsible application of allocated Judgmental Credit mandate
· Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
· Develop, encourage and nurture collaborative relationships within FNB Business across Product Houses and and/or across the FRG
· Approve or recommend counterparty exposure across multiple products
· Manage credit risk at origination and on an ongoing basis
· Facilitate FNB Business Advances Growth Strategy
· Manage respective portfolio within the businesses budget and bad debt highway
· Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
· Develop and manage key stakeholder relationships that enable achievement of operational objectives
· Ensure compliance to legislative and audit requirements and adherence to relevant processes
Additional Requirements:
In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.
Qualifications and Experience:
· Minimum Qualification: Relevant Post Graduate in Finance
· Preferred Qualification: CA (SA)/CFA
· Experience: 3 to 6 years’ experience in a similar environment, of which 2 to 3 years ideally at junior (entry level) management level
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